Fortunately for chiropractors, the cost of malpractice insurance is relatively low as compared to the medical profession. High patient satisfaction as well as a low rate of complications, associated with treatment, are a couple of the reasons for the lower premiums. That doesn't mean that your decision on coverage should be taken lightly, though. See below the 5 largest chiropractic insurance companies in the profession. These are the guys that will go to bat for you, if that dreaded lawsuit happens to come knocking, and be sure to select the one that best fits your needs & standards. Chiropractic Benefit Services Chiropractic Benefit Services (CBS) Malpractice RPG is a full-service insurance program for chiropractors owned and operated by a chiropractic family of40 years. CBS has offered chiropractors malpractice, disability, life, business owners, commercial, auto, home and more for the last 20 years. Our objective is safeguarding and protecting chiropractors while providing you with superior client service and competitive premiums. Underwritten by a top "A" rated insurance carrier. Call for quotes 1-866-851-4636 or go online for a quick quote at wwvv.cbsmalpractice.com. Phone 1-866-851-4636. Website: www .cbsmalpractice.com ChiroSecure ChiroSccure leads the field in co\ erage by being the first carrier to offer INSURANCE AUDIT COVERAGE for state programs as well as private programs ie: up to 50K Defense for any Insurance Audit - Medicare, Medicaid, Blue Cross/Blue Shield. Aetna. Cigna etc. Additionally, they are the ONLY company to offer 50K Defense Coverage for Board/HIPAA, Unlimited Sexual Misconduct. True Consent to Settle with an A+ rating. With multiple options available, and more than 19 yrs. of experience. ChiroSecure is a leader when it comes to providing doctors with the best possible coverage at the lowest possible rates. Call 1-866-802-4476 for a FREE POLICY REVIEW—or for a QUICK QUOTE please fax your current declarations page to 1-480-657-8505. www.cliirosecure.com. National Chiropractic Council/ Allied Professionals Insurance Group At Allied, we offer a wide range of coverage options, limits and pricing. II"you are looking for affordable coverage, our Elite program, featuring informed consent and arbitration, is typically 30% less than every other program in the market. If you are looking for a more traditional coverage package, our Preferred program gives you the choice to use whatever risk management tools suit your practice. If an unlimited Consent to Settle is important to you - we offer it. If you prefer occurrences coverage, we've got it. With Allied"s programs, you will be able to customize your coverage to meet the specific needs of your practice. Allied Professionals Insurance Group-National Chiropractic Council, 1851 East First Street, Suite 1160, Santa Ana, CA 92705, 1 - 800-622-6869. NCMIC Insurance Company Over 37.000 D.C.'s have turned to NCMIC for outstandine malpractice %~, , . We Take Care uf Our Owit insurance and unbeatable service. Founded in 1946 by and for chiropractors. NCMIC now offers a full range of insurance and financial products to safeguard your future and to protect and grow your practice. "We Take Care of Our Own" is more than a motto - it is how NCMIC does business every day. For more information call 1-800-769-2000, ext. 3196 or visit www.ncmic.com. oumO CHIROPRACTOR PROGRAM ^T OUM Chiropractor Program OUM Chiropractor Program began in 1983 and was acquired from its previous ... . . CHIROPRACTOR PROGRAM underwriting company and moved to Tennessee in 2002. Today OUM is underwritten by one of the leading chiropractic malpractice insurance providers in the United States, PACO Assurance Company Inc.. rated A- (Excellent) by AM Best. OUM is dedicated to education and helping our policyholders to be successful. We developed Practice Management University to provide resources on professional liability, financial management, documentation and coding. audit preparation and more. Risk management tools are available on our website to assist you and your staff with loss prevention. You owe it to yourself to find out more about OUM. Log on to www.oumcliiropractor.com or call 1-800-423-1504.|